- Loan Application filled out online.
- Borrower’s Certification and Authorization signed using this link:
DocuSign - Borrower's credit authorization
- Purchase contract and Addendums signed by all parties.
- Escrow/Closing attorney contact information.
- Most current TWO months bank statement with ALL pages.
- Most current ONE MONTH paystubs.
- Last two years’ W2s (Please provide diploma if graduated within 2 years).
- Last two years’ Federal Tax return with all schedules for self-employed.
- Mortgage statements or Note for all properties include 2nd HELOC/loan if applicable.
- Insurance declaration page with premium and agent contact information.
- Master Insurance and HOA statement if applicable.
- HOA Statement with monthly Due and HOA contact information if applicable.
- ID legible copies front and back for all borrowers.
- Green Card front and back copies or Passport and VISA documents if applicable.
If there are rental properties:
- Last two years’ Federal Tax return with all schedules for rental income verification.
- Lease agreements.
- Insurance for all rental properties.
- Master insurance and HOA statement if applicable.