General Mortgage Capital Corporation (GMCC) is one of the fastest-growing Direct Lenders/Mortgage Bankers headquartered in California and has been expanding nationwide. Our rental cash flow mortgage programs (DSCR) also covers 26 states including Washington DC, Florida, Georgia, Hawaii, New Hampshire, New York, Ohio, South Carolina, Virginia, Washington, etc. We do specialize in Prime Jumbo/Non-QM, Agency mortgage loans with an in-house underwriting ($100k to $5 million), in-house doc and funding (up to $10 million), for efficient turnaround times with over 400+ Licensed Loan Officers to help.
GMCC offers many unique programs, including but not limited to:
DSCR Rental Cash Flow Program (No employment or Tax Return Required)
Special Medical Doctor Programs - 0% down $1 million, 5% down $1.5 million with the option of no Mortgage Insurance
Last but not least, we do offer conventional agency programs as a direct seller to Fannie Mae/ Freddie Mac for conforming (high balance) loans.
All programs are subject to credit approval, do no guarantee credit decion.
GMCC: Equal House Lender
DRE 01509029 NMLS 254895
1350 Bayshore Highway, Suite 740
Burlingame, CA 94010
Our current headquarter is located in Burlingame, CA with several branch offices across 3 states (CA, TX, AZ). We have been a Freddie Mac, Fannie Mae approved seller/servicer since 2018 and have greatly expanded our mortgage-based solutions into a wide portfolio of home purchase, refinance, and home equity products. We are currently licensed in 8 states and have earned a number of awards and accolades along the way.
GMCC is dedicated to making the mortgage process easy, stress-free and rewarding. Our culture is based on honesty, humility, integrity, and service - whether you're stuck in the snow on a cold winter night or seeking to achieve the American dream of homeownership.
Our mission is simple: to provide you owith the best possible advice and benfit to your financial needs while facilitating a straight-forward, transparent mortgage process for buyers, sellers, and realtors.
The goal at GMCC is to be recognized as the leading and most reputable mortgage company in the nation. We begin that process by earning your trust through knowledge and communication. You, as the customer, are our first priority and we pride ourselves on developing rewarding, long-term customer relationships. We can close your housing loan quickly and help you save money because we empower our loan officers with advanced mortgage technology that enchances their customer service and industry expertise.
Apply now for a better mortgage experience through Encompass