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Welcome to our website. We look forward to putting our mortgage services to work for you!

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.

GMCC offers many unique programs, including but not limited to:

  • First Time Buyer Program (5% down, up to $1M with no MI)
  • Purchase without the need to sell your departing primary residence first (for house upgrade)
  • Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
  • High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card) 

 All programs are subject to credit approval, Does not guarantee credit decision


Licensed in 20 states.

Arizona, California, Colorado, Connecticut, Florida, Idaho, Illinois, Iowa, Kentucky, Maryland, Massachusetts, New Jersey, North Carolina, Oklahoma, Oregon, Pennsylvania, Texas, Tennessee, Virginia, Washington DC.



Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables—call for details. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as “points”) and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your note. Adjustable-rate mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period: ARMs assume 30-year term. General Mortgage Capital Corporation and eMeta Funding are licensed in the following state: Arizona – NMLS: 1026178, California CFL – NMLS: 60DBO-66060, California DRE – NMLS: 01509029, Colorado – NMLS: 254895, Connecticut – NMLS: 254895, Florida – NMLS: MLD2191, Idaho- NMLS: MBL-2080254895, Illinois – NMLS: MB.6761662, Iowa – NMLS: 2022-0038, Kentucky – NMLS: MC782027, Maryland – NMLS: 254895, Massachusetts – NMLS: ML254895, New Jersey – NMLS: 254895, Oklahoma – NMLS: ML014608, Oregon – NMLS: 254895, Pennsylvania – NMLS: 96566, Tennessee – NMLS: 254895, Texas – NMLS: 254895, Virginia – NMLS: MC-7314, Washington DC – NMLS: MLB254895, North Carolina – NMLS: L-208502, Louisiana: 254895.


Special Promotion1 Million Dollar purchase price, with as little as 5% down. No mortgage insurance, min FICO 680 (subject to underwriting approval)  For This special promotion or any home financing needs:  Please call 1-866-gmcc-way (1-866-462-2929) or email info@gmccloan.com and we will assign a Professional Loan Consultant to perform a FREE 1-to-1 consultation. 

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.


Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

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General Mortgage Capital Corporation NMLS #254895
1350 Bayshore Highway, Suite 740, Burlingame, CA  94010
Office:  (650) 340-7800
Copyright © 2022 General Mortgage Capital Corporation
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